- Reset you financial expectations to at best "not losing money in 2009"
- Buy a car magazine subscription and not a new car
- Don't invest in equities this year
- Make a spreadsheet to analyse your total earnings and expenditure. Is anything out of proportion?
- Reduce your coffee plus alcohol budget to less than 10% weekly
- If your country provides safe to drink tapwater then bottled water should be at best an occasional luxury
- Stop buying a newspaper, read it online
- Use Skype to call friends not your house phone or mobile
Friday, January 30, 2009
Saving money in 2009
8 money saving measures we wish to implement forthwith: