Saving money in 2009

8 money saving measures we wish to implement forthwith:

• Reset you financial expectations to at best "not losing money in 2009"
  
  
• Buy a car magazine subscription and not a new car
  
  
• Don't invest in equities this year
  
  
• Make a spreadsheet to analyse your total earnings and expenditure. Is anything out of proportion?
  
  
• Reduce your coffee plus alcohol budget to less than 10% weekly
  
  
• If your country provides safe to drink tapwater then bottled water should be at best an occasional luxury
  
  
• Stop buying a newspaper, read it online
  
  
• Use Skype to call friends not your house phone or mobile